Calculate exactly how much you’ll pay in PayPal fees for any transaction – or determine how much to request to receive a specific net amount. Our free calculator handles both domestic and international payments with up-to-date fee structures.
Know exactly what percentage PayPal will deduct before sending or receiving money. No more guessing games with your payments.
Sender Mode: Calculate fees from the total amount sent
Receiver Mode: Determine what to request to get a specific net amount
Switch between domestic (3.49% + 0.49)andinternational(4.40.49)andinternational(4.40.30) fees with one click.
Works perfectly on all devices – calculate fees directly from your marketplace or payment platform.
Select Transaction TypeChoose between domestic (US) or international payments
Enter Your AmountInput either the total amount being sent or what you want to receive
Toggle Calculation ModeSwitch between:
“You Send” (gross amount)
“You Receive” (net amount)
Get Instant ResultsSee exact fees and final amounts in real-time
Good for: US-to-US payments
Fee structure:
3.49% of transaction amount
$0.49 fixed fee
Example: 100paymentdeducts100paymentdeducts3.98 in fees
Applies to: Cross-border payments
4.4% of transaction amount
$0.30 fixed fee
Example: 100paymentdeducts100paymentdeducts4.70 in fees
Choose the Right Transaction TypeUse “Friends & Family” for personal payments (where permitted) to avoid seller fees
Consolidate PaymentsCombine multiple small payments to reduce fixed fee impact
Consider Alternative PlatformsFor large transactions (>$1,000), compare with wire transfers
Factor Fees into PricingBuild the 3-4% fee into your product prices when possible
Miscalculating payment fees can lead to:
Lost profits from unexpected deductions
Payment shortfalls when receiving funds
Strained relationships with clients/vendors
Accounting headaches during reconciliation
Our calculator helps prevent these issues by giving you exact fee amounts down to the cent.
Note: This calculator provides estimates based on PayPal's standard fee structure. Fees may vary for special merchant rates, currency conversions, or promotional periods. Always check PayPal's latest fee policy.