Stripe Fee Calculator

Understanding Stripe’s Fee Structure

Stripe is a leading payment processor that enables businesses to accept online payments. While Stripe offers transparent pricing, calculating the exact fees for different transaction types can be complex. Our Stripe Fee Calculator helps merchants and freelancers estimate their payment processing costs accurately.

How Stripe Fees Work

Stripe charges two primary types of fees:

1. Percentage Fee – A small percentage of the transaction amount (e.g., 2.9% for domestic cards).

2. Fixed Fee – A flat fee per transaction (e.g., $0.30 for card payments).

Additional factors like payment method, card type, and business location can affect the final fee.

How to Use the Stripe Fee Calculator

1. Enter Transaction Amount

   • Input the base amount before taxes or tips.

2. Select Payment Method

   • Choose between credit/debit cards, ACH, SEPA, or alternative payment methods like Alipay and WeChat Pay.

3. Adjust Card Type & Business Location

   • Fees vary for American Express, premium cards, and international transactions.

4. Add Sales Tax or Tip (If Applicable)

   • Stripe charges fees on the total amount, including taxes and tips.

5. View Fee Breakdown

   • The calculator displays the total fees, net amount received, and effective fee rate.

Why Calculate Stripe Fees in Advance?

• Budget Accurately – Know exactly how much you’ll receive after fees.

• Compare Payment Methods – See which options (cards, ACH, etc.) offer the best rates.

• Optimize Pricing – Adjust product prices to account for processing costs.

Common Stripe Fee Scenarios

Limitations to Consider

• Currency Conversion – An extra 1% fee applies if currency conversion is needed.

• Refunds – Stripe does not return fees for refunded transactions.

• Custom Pricing – Enterprise plans may have negotiated rates.

Final Thoughts

Our Stripe Fee Calculator simplifies payment cost estimation, helping businesses make informed financial decisions. Whether you’re a small business, freelancer, or e-commerce store, understanding Stripe’s fees ensures you price products correctly and maximize profits.